Important Financial Aid Information | MVCC | Mohawk Valley Community College
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Important Information

Your financial aid eligibility was determined from the information you provided on the FAFSA.

Grants are automatically accepted; if you wish to accept a student loan (Direct Subsidized, Direct Unsubsidized or Perkins), go to your SIRS account to accept the amount you wish to borrow. Complete the master promissory note (MPN), as well as Direct Loan Entrance Counseling at

If you are requesting a Parent Plus Loan, please download the request form at and submit it to our office; PLUS loans are based on credit approval. Should the loan not be approved, the student may be eligible for additional unsubsidized loan funds.

Any resources not reflected on the award letter (ie: ACCES-VR, scholarships, employer benefits etc.) must be reported to the financial aid office.

You must be full time (12 credit hours) to receive a NYS TAP award. If there is a late starting class that you are enrolled in at the beginning of the semester, TAP cannot be paid until the class has begun. PLEASE NOTE: You must be enrolled in all classes at the beginning of the semester.

If it is necessary to take non credit courses in a semester, it may affect your NYS TAP award in current and future semesters.

If you are enrolled for at least 6 credit hours, but less than 12 credit hours, you may be eligible for NYS Aid for Part time Study (APTS). You  must submit the application to our office before the first day of classes, along with a copy of your NYS Tax return (and/or your parents if you are a dependent student). To receive the award, you must be passing classes at mid-term.

You must make academic progress at the end of each semester to continue to receive federal and NYS grants and loans. Please review the standards for both federal and state progress on our web site.

Repeated Courses: If a course is repeated, in which the grade is acceptable to the degree or certificate program, it may effect your TAP award. Please check with the Financial Aid Office if you have further questions.

Overage checks will be available on approximately week 7 and week 10; all obligations to the college must be met before any refunds can be released. The college will defer direct charges until that time, however, students should be prepared to meet personal expenses.

If you have an excess of financial aid, the Bookstore will set up a credit for purchase of books and supplies. You will need a student ID to access the credit. Please note: only the following items can be purchased with credit from financial aid funds: textbooks, supplies (notebooks, pens, pencils, paper etc.) book bags, lab materials, goggles, dissection kits, safety glasses, lab aprons, gloves, voice recorders, and bus passes.

All Federal Loan eligibility should be used before private (alternative) loans.

If you are not in compliance with MMR requirements (Measles, Mumps and Rubella Immunizations), you may be withdrawn from classes, and we will be unable to pay any financial aid funds.

If you have been awarded Work Study as a part of your financial aid package, you will be notified before the start of the semester by our office.

You may view additional information through your SIRS account.