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Definition of Terms

Definition of frequent terms you may encounter

Full time
You are registered for 12 or more credit hours in one semester.

Part time
You are registered for less than 12 credit hours in one semester.

Free Application for Federal Student Aid (this is the Application and NOT the award itself).

If eligible, your awards may include federal grants, including: the: Pell, Supplemental Educational Opportunity (S.E.O.G), and Federal Work Study; and loans, Federal  Perkins, and the Williams D. Ford Direct Federal Student Loan.

Estimated Family Contribution is an index calculated by the US education department and derived from the family income information you provide on your FAFSA. The neediest student has a lower EFC than the most economically self-sufficient student.

New York State Higher Education Services Corporation is the agency responsible for processing your  state application then determining the dollar value of your TAP award.

Gift money that is offered to you and that does NOT have to be repaid.

Money that you borrow and that HAS to be repaid and with interest!

Means that you are enrolled in a Degree or Certificate program approved by New York State; this is one of the criteria that determines whether your aid is payable.

Other "College Lingo" you will hear on Campus.


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Office of Student Financial Aid

Utica Campus
Payne Hall 142
Mohawk Valley Community College
1101 Sherman Drive
Utica, NY 13501
Tel:  (315) 792-5415
Fax (315) 731-5852

Rome Campus
Plumley Complex A30
Mohawk Valley Community College
1101 Floyd Avenue
Rome, NY 13440
Tel: (315) 334-7709
Fax: (315) 334-7726